Financial infrastructure APIs with an AI operating layer.

Programmable wallets for customer balances, merchant funds, stored value, internal accounts, and controlled transfers across participants.

Launch wallet-based products without rebuilding balance logic

A double-entry ledger system that records every movement of value with immutable financial logic and account-level visibility.

Maintain trusted records across every transaction state change

Unified infrastructure for collections, payouts, transfers, routing, and settlement flows across your product's payment operations.

Embed collections and disbursements into product workflows

A reconciliation layer that matches ledger events, payment records, fees, balances, and settlement outcomes across the platform.

Reduce spreadsheet-heavy matching and close cycles faster

AI models classify transactions, route exceptions, and automate repetitive finance operations directly from transaction context.

Reduce manual operations overhead

AI monitors transaction behavior, velocity shifts, account patterns, and operational outliers to flag suspicious activity early.

Identify risk earlier in the transaction lifecycle

Transaction-level intelligence for cash visibility, settlement forecasting, revenue patterns, and operating performance.

Expose cash flow, settlement, and payment performance patterns

AI-triggered actions for review queues, reconciliation rules, reporting alerts, collections follow-ups, and settlement workflows.

Automate actions from transaction and ledger events